Dogreal Pet Health Pet Assure Insurance Review: Is It Worth It?

Pet Assure Insurance Review: Is It Worth It?

 

is pet assure worth it

What Is Pet Assure 

Pet Assure is a pet insurance alternative offering discounted veterinary care. Whether it’s routine check-ups or unexpected emergencies, Pet Assure provides cost-effective coverage, making it a worthwhile choice for pet owners seeking comprehensive yet budget-friendly healthcare for their furry companions.

Pet Assure – Is It Worth It For Your Furry Friend?

As a pet owner, you want the absolute best care for your furry family members. But veterinary bills can rack up fast, leaving your bank account whimpering. Pet insurance promises financial relief but comes with a monthly expense that gives some owners pause. This is where Pet Assure steps in – an alternative option providing discounted veterinary services with no monthly fees. But is signing up really worthwhile compared to regular vet prices or paying for full insurance? Let’s break it down!

Pet Assure is a Discount Vet Service with 25% off 

Why Pet Assure Might Be Worth It:

  • Affordable alternative to traditional pet insurance
  • Discounts on various veterinary services
  • No exclusions based on age, breed, or pre-existing conditions
  • Immediate activation with no waiting periods

Comparing Pet Assure’s Value:

Aspect Pet Assure
Cost Budget-friendly
Coverage Comprehensive
Exclusions None based on age, breed, or pre-existing conditions
Activation Time Immediate

Pet Assure is a Discount Vet Service with 25% off 

What Is the Value Proposition of Pet Assure?

Pet Assure stands out as an economical alternative, ensuring your pet receives quality healthcare without breaking the bank. With no exclusions and immediate activation, Pet Assure’s comprehensive coverage makes it a valuable choice for responsible and budget-conscious pet owners.

Weighing Key Pros For Pet Assure Membership

First up, the main drawcard Pet Assure offers is unlocking 25% savings on all in-house medical services at participating vets. Things like vaccinations, dental cleanings, check-ups, lab tests and even surgeries. For a one-off annual membership fee based on location and species, those discounts can quickly offset costs.

Particularly beneficial for multi-pet households with several mouths to feed and vet. Also handy for pets needing regular medical treatments like diabetes or arthritis. Those savings ramp up fast over months of appointments!

Importantly, Pet Assure also opens up access to a wider network of vets to choose from. So if your regular clinic doesn’t offer Pet Assure or you want a second opinion, you have options. Members gain access to over 5,800 enrolled clinics across the US and Canada – more choice benefits members.

Finally, another bonus is no exclusions based on pet age or medical history. All pets qualify as long as your clinic is partnered. Pre-existing conditions don’t rule out eligibility for discounts either – unlike many pet insurance policies.

Pet Assure is a Discount Vet Service with 25% off 

Key Limitations To Watch Out For

However signing up isn’t necessarily all tails wagging. Some important limitations do apply that certain owners may want to consider upfront:

1. Still need to foot every bill in full yourself first. Pet Assure isn’t insurance – it’s a straight discount program. So owners must pay their vet bill in full without reimbursement. You claim back 25% from Pet Assure later. This can impact cashflow for large emergency bills.

2. Additional services not included. Key exclusions like grooming, boarding or non-medical products aren’t eligible for discounts. It only applies to the veterinary services themselves. Things like prescription diets or supplements also aren’t covered.

3. Pre-approvals required for some claims. For dental cleanings, hospitalization or diagnostics over $250, Pet Assure requires pre-approval first before the appointment. More paperwork which could delay non-emergency care.

4. Claimed amounts capped per year. There’s a maximum cap you can claim back per policy period regardless of your actual vet spend. So if your pet has a really bad year, your 25% discount is limited after a point.

So weigh up if paying hundreds upfront then claiming later works for your situation. And check if key services are included along with your primary vet accepting Pet Assure to maximize value.

Cost Comparison: Pet Assure vs Regular Vet Prices

How does the amount you can save with Pet Assure actually stack up? Here’s an example cost comparison on common expenses with and without 25% off:

  • Basic annual dog exam & vaccinations
    • Regular price: $210
    • With Pet Assure price: $157.50
    • You save $52.50
  • Dog dental cleaning
    • Regular price: $300
    • With Pet Assure price: $225
    • You save $75
  • Cat ultrasound
    • Regular price: $425
    • With Pet Assure price: $318.75
    • You save $106.25
  • Dog ACL surgery
    • Regular price: $3250
    • With Pet Assure price: $2437.50
    • You save $812.50

Based on average procedure costs, a Pet Assure member could save $500+ dollars a year on a single pet, depending on their vet needs. Across multiple pets over several years, total savings add up exponentially into thousands.

Pet Assure is a Discount Vet Service with 25% off 

How Does Pet Assure Compare To Pet Insurance?

Pet Assure isn’t insurance, but a savings program. So how does it compare as a financial protection option?

The main advantage of insurance iscovering most of a large surprise bill straight away through reimbursement, reducing your out-of-pocket costs. Where Pet Assure requires paying 100% upfront first.

However, Pet Assure then helps smaller routine expenses like check-ups and dentals cost less every visit. Not all policies cover preventative care either unless you pay more in premiums.

Insurance also has monthly premiums that never stop unless you cancel cover. So you pay when your pet sees the vet but also when they don’t! Pet Assure has a single annual payment then pay-per-use discounts.

Weighing up insurance versus Pet Assure depends a lot on your pet’s expected medical needs. For a young healthy pet needing just an annual check, vaccines and the occasional issue, Pet Assure should cut costs nicely.

But if your pet has existing illness like diabetes or hip dysplasia needing frequent care, insurance may save you more over time minus deductibles.

The Final Verdict: Valuable For Certain Owners

At the end of the day there’s no absolute right or wrong choice between pet insurance and Pet Assure for everyone. Assessing your unique situation matters most.

Pet Assure makes strongest financial sense for pet owners that:

  • Have multiple pets needing several vet visits annually
  • Have pets requiring regular preventative treatments like dental cleanings
  • Have a healthy pet without chronic health conditions
  • Can comfortably afford paying bills in full upfront before 25% discounts

Whereas pet insurance has greater value if:

  • Your pet has costly existing or congenital health issues
  • You want maximum coverage for unexpected emergencies/bills
  • You struggle covering large vet bills without reimbursement
  • You want broader coverage like accidents, injuries, therapy

So consider your vet usage patterns, regular costs and a reasonable “worst case budget scenario”. This helps assess if Pet Assure discounts or insurance coverage suits your needs best.

For maximum protection, some owners choose both Pet Assure for wellness savings as well as insurance for emergencies. This blends preventative care discounts with emergency bill coverage for full protection. But of course comes at a higher combined cost.

At the end of the day, Pet Assure provides genuine value through unlocking 25% discounts that over time save members hundreds if not thousands in vet expenses. But weigh up the pros, cons and alternatives before signing your pets up to ensure it’s the right fit.

Pet Assure is a Discount Vet Service with 25% off 

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